Privacy Policy for TakaFast

Effective Date: January 1, 2026 | Last Updated: September 2026

At TakaFast (“we,” “our,” or “us”), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and safeguard your data when you use our payment gateway, merchant dashboard, APIs, Android listener application, and website.

1. Information We Collect

  • Merchant Account Details: Name, business name, email address, phone number, and password hash during registration.
  • Transaction Metadata: Customer billing amount, currency, order reference ID, payment method used, and transaction reference ID for verification.
  • Automated SMS Verification Tokens: Incoming payment confirmation text messages parsed strictly for transaction ID, sender phone number, and verified amount. We never read or store personal communications.
  • Technical & Device Data: IP address, browser type, operating system, API request logs, and whitelisted store domain URLs.

2. How We Use Your Information

We use the collected information exclusively to:

  • Facilitate real-time automated payment verification and invoice completion.
  • Dispatch instant webhook notifications to your configured store URL.
  • Process merchant balance withdrawal requests and generate financial statements.
  • Prevent fraudulent transactions, duplicate submissions, and unauthorized API usage.
  • Comply with regulatory requirements and ensure platform stability.

3. Zero Data Selling Policy

We do not sell, rent, or trade your personal or business data to third parties under any circumstances. Data is shared only with certified service providers (e.g. cloud hosting, transactional mail delivery) strictly necessary to deliver our services.

4. Data Security

We employ industry-standard security measures, including 256-bit SSL/TLS encryption for all data in transit, AES-256 encryption for sensitive database credentials, salted password hashing, and strict role-based access controls.

5. Contact Us

If you have questions about our privacy practices or wish to request data deletion, contact our Data Protection Team at support@takafast.com.